Online Saver Blog

Nicole’s Saving Advantage allows you to save on your everyday purchases.  The program is powered by Works by Nicole Williams.  You pay an monthly membership fee and in turn you shop through their site and save big.  The program was developed to help you save money by pooling buying power.  Trust me when I tell you the shopping is not limited.  It includes all major brands, products and services available in today’s marketplace.  To name a few Nike, Louis Vuitton, Chanel, Polo, Target, Macy’s, Office Depot, Apple, Starbucks, Gucci, Thrifty, Hyatt, and Disney.  Right now you can try Nicole’s Saving Advantage for 1.95 for the first month trial.  In addition with your free trial you will automatically get a free $25 Target gift card.  If you give it a try  and don’t like it just remember to cancel before your trial ends.  You can cancel by phone or via the web.  The cost is $9.95 per month after the trial.  This is not a lot if you shop regularly so the program may be a keeper for you.  Be warned that you are required to fill out a form that they send you to claim the $25 Target card.  As soon as you get this fill it out and mail it back.  Although many have posted that they received their Target Card within the 30 day trial, it appears to me that you most likely will be out of your trial when they send you your card.  If this is the case and you’ve cancelled you will not get the free card!  You must have an active membership when they send you your free card.  Most peoples post that I read stated that they paid the monthly fee and then cancelled when they received their Target Card.  That means a free $15 bucks from Target.  To me its a waste of time.  I personally consider the Target Card a bonus.  I have sent in the claim form immediately, however if I do not receive it before the end of my trial, its no big deal.  I will renew next month if I can justify the savings that they are offering through there vendors.  Its really easy to justify a $10 membership, if I can take advantage of the deals offered by only a couple of the networks partners.  I suggest you try it for the potential savings, not to get the free Target Card.  No different then Costco or Sam’sClub. Give Nicole’s Saving Advantage a try.

If your going to college or know someone who is, you need to sign up for Scholarship  Experts.   The site is free to register and is an excellent tools to source out a college scholarship.  You get unlimited access to a database of 2.4 million scholarships available worth over 14 billion. You have nothing to lose, this is a great site.  There is a ton of scholarships available, and most people can’t find all the college scholarships that are available to them.   Scholarship Experts is also offering 30,000 in scholarships themselves, so make sure you apply.  I believe that you should apply to every scholarship that is available to you.  Free money and nothing to lose.  I’ve heard of people being awarded scholarships on the merit they were one of few that applied!!  This is the real deal.  They are a member of the Better Business Bureau, who I called.  Endorsed by Sallie Mae, and Yahoo! Education.  Also found out that Scholarship Experts was voted ”Best of the Web” by Forbes and has been endorsed by Sallie Mae, Kaplan, and Yahoo! Education. Our free search service has been voted “Best of the Web” by Forbes.com since 2003.  Check out College Scholarships at Scholarship Experts. Good Luck.

How to get free stuff online.  It does require some work, however you can get free stuff.  As you know nothing is for free, so you have to give up something.  Most often companies and/or  advertising/marketing firms representing those companies are looking for information.  I find that most are not a scam and you can get cash or products.  With that being said, some are scams so read the fine print.  If it sounds to good to be true, it probably is and you should be careful, especially when putting your credit card down.  I have ordered lots of products and paid the shipping and handling only.  The trick is that they automatically renew each month if you do not cancel.  If I don’t like the product I always cancel.  One time I could not cancel, so I just called my credit card and told them and they took care of it for me.  Never saw a single recurring charge.   I have made 60 dollars so far at Global Test Markets.  I have done about 20 surveys ranging in time from 10-15 minutes over a span of three months.  So essentially it works to be about $5 per hour. Global Test Markets does not provide unlimited surveys to complete and you don’t qualify for all the ones they send.  Its not the best paying job, but I don’t notice it taking 10 – 15 minutes here and there at work.  They send me an email when a new survey is available and I fill it out.   My suggestion is to setup another free email account to use when signing up for  free online contest and online offers that you see.  They will market to you, which I personally don’t mind, but its easier having all the marketing going to a secondary email address.  Bookmark this Free stuff section and see what you can get.  Its updated frequently.  The one I liked today was a sign-up to win 10k college tuition, only available in US.  The most I’ve won is $250 bucks.  This free contest obviously provides my email to their college partners, as I received emails from various schools throughout the US.  Not a big deal for me, I’m actually happy to see what schools have to offer.  Never know where the kids want to go or have to go too.

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