Online Saver Blog

APMEX has perfect 70 coins.  After a quick browse for some older gold American eagles, I noticed that they have perfect 70 coins for silver American eagles, gold American eagles, platinum American eagle coins, gold and silver pandas, Buffalo’s and other US mint coins.  APMEX offers perfect 70 coins that are certified by NGC and PCGS.  The perfect coins are great to have and highly collectible.  I prefer PCGS certified coins, but every investor and collector has their own preference.  There is nothing like having a coin that is absolute perfection.  Also if your on the APMEX site take advantage of the APMEX offer to win a free 1 oz gold American Eagle by setting up a free account.  No purchase is necessary and you can enter to win every month.

AT&T is having a Halloween sale. The cell sale starts tomorrow October 29 and ends on the first of November.  Over the weekend you will get free overnight shipping and all activation fees are waived for new customers.  Check out all the AT&T coupons at www.savingsheadquarters.com  AT&T has new coupon codes and promotions weekly with free shipping, free activation, free phones and more.  It is the wireless business, so its a never ending flow of wireless promotions.  As much as I hate the cell phone companies, I do have to admit the competition over the years does  bring some good wireless deals if your patient.

Its tax time again and you have several solutions to making your tax return easy.  I personally use Turbo Tax, but here is a list of whats out there.  In the past years I have tried all of them to see what my return would be and have found that Turbo Tax is the best, so I just use it now.  They are all free to try and you only pay when you file, so if you have the time go nuts and see for yourself by going  through each of them and see which one gives the best return.

Turbo Tax  – Free tax edition available online
Quick Tax – Same as Turbo Tax only its the Canadian tax Edition. and free edition also available
H&R Block - Also free online edition available
Complete Tax – Free demo, quick return
24 Hour Tax - Telephone support no CC required till you file like the others.

Good luck.

If you have a little time, you can earn some rewards and cash for taking product and service surveys from Ipsos.  All for free.  Ipsos is worldwide and they conduct product research via surveys.  You can join for free and give your opinion on products and services that are not even launched yet.  For giving your opinion you will earn free cash, and rewards.  Ipsos is a well trusted company that has been around for more then 20 years.  Sign up and start earning rewards for Ipsos.

Mozy remote backup is available for only $4.95/month or free for 2GB of storage.  The limit on the monthly plan is unlimited.  Mozy remote backup is easy to use and you simply install their software on your computer, select what you want to backup and its automatic.  The service is available for MAC and PC.  Oh did I mention that its Free backup for 2GB of storage!!  I’m probably going to subscribe anyways because its only $4.95/mth and its amazing how little 2GB is these days.  Both services allow an unlimited number of restores via the web and windows explorer.  Here’s some of the awards that Mozy has under their belt.  Preferred choice by Walt Mossberg of the Wall Street Journal,  winner of the PC Magazine`s Editor`s Choice Award and preferred choice Christopher Null of Yahoo! Tech.  If you looking for backup solutions Mozy is super secure and reliable and cost effective.  Give it free try at Mozy Remote Backup.

The unemployment rate is high and still edging up.  Although it has slowed dramatically or flatten out to some, it still moved up ever so slightly.  The markets are doing better, but I’m still not confident that the economy is on its way up.  The markets got so bad that there really wasn’t anywhere to go but back up.  If your like millions looking for a job is difficult and quite the task these days.  I recommend that you utilize services like Beyond.com and numerous other site to help.  Beyond.com offers a bunch of free job seeking tools and allows you to browse potential employers.  The company is free for job seekers and allows you to post your resume and they also have a system that will match you to potential employers that are suited to what you are looking for and experience.  Beyond.com is not the only site out their and I would use them all.  It won’t hurt and it doesn’t cost you anything but some extra time.

Get a 800 number for you business from Freedom Voice.  For only 9.99 a month you can choose your own 1-800 number.  Its great to expand your presence for small business and very cost effective for any size business.  Providing a 1-800 number for your clients is great idea if your doing business all over north America.  Freedom Voice is cheap, and allows you to forward your 800 number to anywhere your at.  A 800 number makes it much more accessible to clients to contact you and potential clients are more likely to call an 800 for information since it cost them no money.   I’ve even set up an 800 number for my kids to call me from college so that they can call home without the big long distance bills.  Try Freedom Voice for Free for 15 days at Freedom Voice.

Smilebox is fun.  Smilebox offers scrap booking, slide shows, photo albums, post cards and e-cards.  You can upload your pictures and create a way.  You can even add music, print, email and share away on over the Internet with your friends and family.  There’s something for every occasion ranging from weddings to birthdays.  Millions have of people have downloaded Smilebox and its free.  My kids have a great time with it, and our family always sends out custom e-cards.  Check it out for Free at Smilebox.

Everybody loves M&M’s.  You’ll love them more when they are personalized.  At My M&M’s you can personalize your M&M for all occasions.  Put your own message on your M&M’s like Happy Fathers Day and choose your colors.  You can also get your face or any one’s face on your M&M’s.  It gets better you can even customize the packaging to go along with your customized M&M’s.  How great is that for a gift.  If your doing a company promotion or advertising get your company logo on the M&M.  They have also added Disney inspired M&Ms.  Lots of M&M coupons available like buy 3 bags get 1 free and free logo setup for business gift M&M’s.

Nicole’s Saving Advantage allows you to save on your everyday purchases.  The program is powered by Works by Nicole Williams.  You pay an monthly membership fee and in turn you shop through their site and save big.  The program was developed to help you save money by pooling buying power.  Trust me when I tell you the shopping is not limited.  It includes all major brands, products and services available in today’s marketplace.  To name a few Nike, Louis Vuitton, Chanel, Polo, Target, Macy’s, Office Depot, Apple, Starbucks, Gucci, Thrifty, Hyatt, and Disney.  Right now you can try Nicole’s Saving Advantage for 1.95 for the first month trial.  In addition with your free trial you will automatically get a free $25 Target gift card.  If you give it a try  and don’t like it just remember to cancel before your trial ends.  You can cancel by phone or via the web.  The cost is $9.95 per month after the trial.  This is not a lot if you shop regularly so the program may be a keeper for you.  Be warned that you are required to fill out a form that they send you to claim the $25 Target card.  As soon as you get this fill it out and mail it back.  Although many have posted that they received their Target Card within the 30 day trial, it appears to me that you most likely will be out of your trial when they send you your card.  If this is the case and you’ve cancelled you will not get the free card!  You must have an active membership when they send you your free card.  Most peoples post that I read stated that they paid the monthly fee and then cancelled when they received their Target Card.  That means a free $15 bucks from Target.  To me its a waste of time.  I personally consider the Target Card a bonus.  I have sent in the claim form immediately, however if I do not receive it before the end of my trial, its no big deal.  I will renew next month if I can justify the savings that they are offering through there vendors.  Its really easy to justify a $10 membership, if I can take advantage of the deals offered by only a couple of the networks partners.  I suggest you try it for the potential savings, not to get the free Target Card.  No different then Costco or Sam’sClub. Give Nicole’s Saving Advantage a try.

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